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27 free calculators tuned for Dubai — UAE fees, RERA rules, AED math, sensible Downtown defaults. Built for buyers, sellers, landlords, tenants, investors, and anyone planning a move.
Buy vs Rent
Lifetime cost of buying vs renting an equivalent property.
Mortgage
EMI with full amortisation schedule for any Dubai mortgage.
Mortgage Affordability
How much property can your Dubai salary qualify for under DSR rules.
Property Buying Cost
Total fees — 4% DLD, 2% agent, trustee, valuation, mortgage processing.
Cash vs Mortgage
Pay cash or take a mortgage — ROI + opportunity-cost comparison.
Off-Plan Payment Plan
Map developer payment schedules with financing cost layered in.
Refinance
Compare your current EMI vs a new rate, see break-even months.
Rental Yield
Gross + net yield with all the carrying costs subtracted.
Cap Rate
NOI ÷ price — the one-number snapshot of property return.
Cash Flow
Monthly cash in vs out on a leveraged investment property.
IRR
True annualised return on a multi-year property hold.
Dubai Property Investment
All-in ROI: purchase → DLD → service charges → appreciation → exit.
Airbnb Income
Short-term rental net income after cleaning, OTA fees, utilities, vacancy.
Short-let Earnings
Owner-side estimator — ADR + occupancy → monthly net under Rovostays-managed short-let.
Vacancy Impact
What 1 month vacancy costs vs accepting a lower asking rent.
Service Charge Impact
How service-charge differences move net yield between two buildings.
Property Appreciation
Project future value with conservative / base / optimistic scenarios.