Dubai buying tools

Property Buying Cost Calculator (Dubai)

Total cost to buy in Dubai — purchase price plus every fee: 4% DLD, 2% agent, trustee, valuation, mortgage processing, NOC. The number you write the cheque for.

Purchase details

Property price (AED)

Purchase type

Down payment25%

20% min residents / 25% non-residents (≤AED 5M).

Developer NOC fee (AED)Conveyancing / legal (AED, optional)

Total cash you need at handover

AED 810,808

On a AED 2,500,000 property — fees are 7.4% of price

Full breakdown

Down payment25% of priceAED 625,000
DLD transfer fee4% of property price (standard across all freehold areas)AED 100,000
DLD admin feeFlat AED 580AED 580
Agent commission2% of priceAED 50,000
Agent VAT5% on agent commissionAED 2,500
DLD trustee feeFlat AED 4,000 (split with seller in some deals)AED 4,000
Bank valuation feeRequired by lenderAED 2,500
Mortgage registration0.25% of loan amountAED 4,688
Mortgage admin feeFlat AED 290AED 290
Mortgage processing~1% of loan (varies by bank)AED 18,750
Developer NOC feeEmaar typically AED 1,500-5,000AED 2,500

Total fees (excl. down payment)AED 185,808