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Dubai mortgage tools

Refinance Calculator (Dubai)

Should you refinance your Dubai mortgage? Compare your current EMI vs new lender's rate, factor in early-settlement fee + new processing fee, and see break-even months.

Current loan

New loan

Switch costs

Verdict

Refinance saves AED 278,671

Break-even at month 25. Monthly EMI cut by AED 1,293.

Current EMI

AED 11,184

New EMI

AED 9,891

Switch cost breakdown

  • Early settlement penalty (capped)AED 10,000
  • New processing feeAED 15,000
  • Valuation feeAED 2,500
  • Mortgage registrationAED 4,040
  • Total switch costAED 31,540